Why Choose Accident Management Company over Your Insurer for Non-Fault Claims?
If you are deemed to be at fault in an accident, or it is considered to be 50-50 whereby both parties are equally to blame, you would of course claim from your insurance company. After all, that’s what you pay your annual premium for. But when it’s a non-fault accident the insurance company will be trying to keep the cost to a minimum which means they have their interests at heart, not yours.
If you are entitled to a courtesy car, it will take something small like a Ford Ka or Nissan Micra which, if you usually drive a Bentley, is not going to fit the bill. Your car would be inspected by their assessors whose remit is to keep the costs down. This might mean that they will recommend non-genuine parts which are not getting your car back to its pre-accident condition. The car will go to one of their “approved” repairers. If the assessor deems the vehicle to be BER (Beyond Economical Repair), otherwise known as a “write off.” You will get the lowest book price regardless of how good its condition or how little its mileage. Many of us choose a higher excess to reduce our premium, and you will be required to pay that money and then attempt to claim it back from the other party’s insurer.
Choosing an accident management company to handle your non-fault claim takes all of the hassles out of the whole process. Recovery and storage costs are covered, and you can have your vehicle repaired wherever you choose – it’s your car, your choice – while you are in a like for like replacement for the duration of the repairs. Their legal team will be working for you, and you will be treated in a friendly manner and with the respect that you deserve.
If you want to check how much compensation you are likely to achieve by using a Claims Management Company, just fill out the simple form below.